Used Card Dealer | Buy Here Pay Here | Used Cars | Car Financing | Bad Credit Auto Loans | No Credit Check Cars
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Car DealerCar Detailing ServiceUsed Car Dealer
Hours
Mon 9:00 AM to 7:00 PM Tue 9:00 AM to 7:00 PM Wed 9:00 AM to 7:00 PM Thu 9:00 AM to 7:00 PM Fri 9:00 AM to 7:00 PM Sat 9:00 AM to 5:00 PM Sun Closed
About Buy Here Pay Here Paterson
We built Buy Here Pay Here Paterson around a simple belief — that a difficult credit history should never stand between you and a dependable car. Our used car dealer and car dealership team works directly with each customer to create a vehicle financing plan that fits their situation. We specialize in buy here pay here programs, in-house financing, bad credit auto loans, no credit check cars, second chance financing, and guaranteed approval so that more people can drive away with confidence. Our auto sales inventory features a carefully selected range of quality used cars and pre-owned vehicles at affordable prices, with easy car loans designed to keep monthly payments manageable. Whether you are rebuilding your credit or simply looking for a straightforward path to car ownership, we are here to make it happen with honesty and respect.
Services
Used Card Dealer
Buy Here Pay Here
Used Cars
Car Financing
Bad Credit Auto Loans
No Credit Check Cars
Auto Sales
Pre-Owned Vehicles
In-House Financing
Affordable Cars
Car Dealership
Guaranteed Approval
Second Chance Financing
Vehicle Financing
Quality Used Cars
Easy Car Loans
Areas Served
Paterson, NJ
FAQ
Absolutely! Typically, your lender will set guidelines for what vehicle you are financing. Let your Sales Advisor know what your bank's criteria is, then you can go begin to browse our inventory. If you don't have a preferred lender, you can start your approval online with O'Gorman Motors.
O'Gorman Motors offers interest rates as low as 2.5%, on approved credit. Maximum interest rates are typically determined by each state's usury limit laws (maximum allowable interest rate by law). One thing that is different with O'Gorman motors is that you work directly with the Sales Advisor to build your loan. This way, you will be able to find the right vehicle, down payment and term to get the rate you are looking for. To find your approval amount, start your approval online or browse our expansive inventory.
Unlike the majority of 'buy-here pay-here' dealerships, we don't have the same down payments for everyone. We customize our down payments per vehicle and per customer. Typically, higher priced vehicles require a higher down payment, which is pretty standard. We will let you know what your minimum down payment is in each vehicle and you can decide what you want to put down. Ready to get started?
While we specialize in helping people with bad or no credit, you do not need to have credit issues to be an O'Gorman customer! In fact, we offer a program specifically for people with good credit with APRs as low as 2.9% on approved credit. Ask your Sales Advisor for details and terms or call our approvals line at (973) 374-3593.
We sure can! If you haven't established your credit history, O'Gorman Motors can still help you purchase car/automotive. Simply start our easy, online approval and get your down payment amount before you shop.